Bob Kozik was sick of watching his friends, peers, and family members fall in to debt because of their misguided actions. These reckless decisions are often fanned by misinformed parents. This isn’t 1974, times have changing and the cost of living has gone up. We no longer live in a place in time where gas costs $0.74 a gallon. Phones are no longer big and heavy enough to ward off a zombie apocalypse. The Russian’s are rattling their rusty fist, but that is a far cry from the days of the cold war. Manufacturing jobs are on their way out. How is an 18 year old supposed to support themselves? The First Apartment Guide was created to help young adults make financially responsible decisions.